Justin Smith, Loan Officer

Justin has been originating loans straight out of college. He started back in 2001 doing FHA streamline loans and has grown, over the years, to be well versed in many different loan programs. He focuses on accommodating to the needs of all his clients through a variety of programs, whether they are first-time home buyers, building their new home, downsizing or refinancing. He is honest and dedicated to all his clients and is one of the hardest working loan officers in the Salt Lake area.  The in-house processing, underwriting and closing department allows Justin flexibility during stressful time constraints.  You will find satisfaction in his prompt communication and friendly service.


Justin spends his free time with his very busy family of 8. He can be found supporting his kids on the soccer field, basketball court, or at modeling jobs. He loves spending time in the great outdoors, perfecting the art of Brazilian Jiu-Jitsu, and most importantly, making memories with family and friends.



Customer Testimonials

Read what others have said about working with Justin Smith:

Justin is a GREAT Loan Officer!!! He applies his knowledge and expertise to difficult transactions and makes the client feel like they are his top priority.

- Vicky Robins
South Jordan, UT | Janaury 12, 2018

Justin was great to work with. He was transparent in all of his processes, and he got my a great rate on my home loan! I've recommended him to several of my friends!

- Weston Maughan
Highland, UT February 21, 2018

I can't say enough good things about Justin Smith. We got screwed over on our mortgage back in 2008 and were nervous to get in to another one. Justin was open and honest and incredibly helpful at putting our minds at ease. He answered all of our questions even on nights and weekends. I can't recommend him highly enough. He has kept in touch with us and is someone I now consider a friend.

- Jay T
WEST POINT, UT | March 12, 2018

Justin worked miracles to get this closed on time. We needed to close this in three weeks and he was able to pull it off under difficult circumstances. For on the the sellers were living in Singapore and the the seller's agent was not very responsive. I shopped around to other lenders and Justin beat other lenders' by .5 percent. Justin also offered the lowest closing costs off all the other lenders that I compared with. As a real estate agent, moving forward I will recommend Justin to all my clients. Also as a real estate investor I would use Justin again in a heart beat.

- Joseph Gowans
Kaysville, UT | March 13, 2018

Justin Smith

Justin Smith
Loan Officer
NMLS# 288082

Contact Information:

Phone: 801-628-5890

Fax: 801-407-1664

Cell Phone: 801-628-5890

Email Me

6955 S Union Park Center, Ste 540
Midvale, UT 84047

State Licenses: UT